Dividend Rates

The following APY’s (Annual Percentage Yields) for all accounts (Share Draft, Share Savings and/or Share Certificate) are accurate through today’s date.

**APY = Annual Percentage Yield. Dividend rates are subject to change. Please call: 513.621.4600 or 866.577.9618 with questions. Disclosures are available upon request.  To earn dividends, you must have a balance greater than $500.00. Dividend rates are based on the account balance and account tier (disclosures available upon request).  We use the average daily balance method to calculate the dividend on your account. Dividends begin to accrue no later than the business day we receive the deposit to your account.  Annual Percentage Yield will vary due to account activity and balance. Fees may reduce earnings.

Share Draft (Checking) Dividend Rates

Balance** Dividend Rate APY*
$200 and Up 0.25 %
0.25 %

Share (Savings) Dividend Rates

Balance** Dividend Rate APY*
$500 to $9,999 0.20 %
0.20 %
$10,000 to $49,999 0.25 % 0.25 %
$50,000 and Up 0.35 % 0.35 %

Share Certificate Dividend Rates

$500 to $10,000
Balance** Dividend Rate APY*
12 Months 1.50%1.508%
24 Months 1.70%1.711%
36 Months 1.90%1.914%
48 Months 2.10%2.117%
60 Months 2.50%2.524%

SPECIAL: Share Certificate Dividend Rates (New Deposits Only).

Minimum = $500 Maximum = $10,000
Duration Balance** Dividend Rate APY*
12 Months$500 or more4.00%4.060%
24 Months $500 or more4.75%4.835%
36 Months 3.75%3.803%
48 Months 4.25%4.318%