Boat, Cycle**, Camper, ATV**
All loans are subject to credit approval and rates are subject to change at anytime without notice.
We are a “Risk Based Lender”. Your loan rate will be assigned to you based on your credit rating (beacon score).
(A payment example: $1,000.00 @ 12% APR for 12 Months = $88.63 / month)
APR* = Annual Percentage Rate
Recreational Vehicles (Boat, Cycle**, Camper, ATV**, Etc....)
Credit Rating | A+ | A | B | C | D | E |
1-36 Months APR* | 4.75% | 5.25% | 5.75% | 7.75% | 10.25% | 14.75% |
37-60 Months APR* | 5.00% | 5.50% | 6.00% | 8.00% | 10.50% | 15.00% |
61-84 Months APR* | 5.25% | 5.75% | 6.25% | 8.25% | 10.75% | 15.25% |
85-120 Months APR* | 5.50% | 6.25% | 6.50% | 8.50% | 11.00% | N/A |
**Maximum term for ATVs or Jet Skis = 36 months**
**Maximum term for Motorcycles is NEW = 72 and USED = 60 months**
USED RECREATIONAL VEHICLES: Add 0.50 % to the rates listed above / Maximum term = 96 mos.