Boat, Cycle**, Camper, ATV**

All loans are subject to credit approval and rates are subject to change at anytime without notice.
We are a “Risk Based Lender”. Your loan rate will be assigned to you based on your credit rating (beacon score).

(A payment example: $1,000.00 @ 12% APR for 12 Months = $88.63 / month)

APR* = Annual Percentage Rate

Recreational Vehicles (Boat, Cycle**, Camper, ATV**, Etc....)

Credit Rating A+ ABCDE
1-36 Months APR* 4.75% 5.25% 5.75% 7.75% 10.25% 14.75%
37-60 Months APR* 5.00% 5.50% 6.00% 8.00% 10.50% 15.00%
61-84 Months APR* 5.25% 5.75% 6.25% 8.25% 10.75% 15.25%
85-120 Months APR* 5.50% 6.25% 6.50% 8.50% 11.00% N/A

**Maximum term for ATVs or Jet Skis = 36 months**

**Maximum term for Motorcycles is NEW = 72 and USED = 60 months**

USED RECREATIONAL VEHICLES: Add 0.50 % to the rates listed above / Maximum term = 96 mos.