All loans are subject to credit approval and rates are subject to change at anytime without notice.
We are a “Risk Based Lender”. Your loan rate will be assigned to you based on your credit rating (beacon score).

(A payment example: $1,000.00 @ 12% APR for 12 Months = $88.63 / month)

APR* = Annual Percentage Rate

Signature (Unsecured)

Credit RatingA+ABCDE
1-48 months APR* 6.75%7.25% 8.25%10.25%12.75%17.00%

Qualified members may borrow up to $10,000.00 / Minimum Loan Amount = $1,000.00

Share Secured

Rate = 3.00 % + highest dividend rate


Dividend Rates

The following APY’s (Annual Percentage Yields) for all accounts (Share Draft, Share Savings and/or Share Certificate) are accurate through today’s date.

**APY = Annual Percentage Yield. Dividend rates are subject to change. Please call: 513.621.4600 or 866.577.9618 with questions. Disclosures are available upon request.  To earn dividends, you must have a balance greater than $500.00. Dividend rates are based on the account balance and account tier (disclosures available upon request).  We use the average daily balance method to calculate the dividend on your account. Dividends begin to accrue no later than the business day we receive the deposit to your account.  Annual Percentage Yield will vary due to account activity and balance. Fees may reduce earnings.

Share Draft (Checking) Dividend Rates

Balance** Dividend Rate APY*
$200 and Up 0.25 %
0.25 %

Share (Savings) Dividend Rates

Balance** Dividend Rate APY*
$500 to $9,999 0.20 %
0.20 %
$10,000 to $49,999 0.25 % 0.25 %
$50,000 and Up 0.35 % 0.35 %

Share Certificate Dividend Rates

Balance** Dividend Rate APY*
12 Months 0.70 % 0.701 %
24 Months 0.90 % 0.902 %
36 Months 1.10 % 1.104 %
48 Months 1.30 % 1.306 %
60 Months 1.60 % 1.609 %